FFXIAH Linkshell Ni

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FFXIAH Linkshell Ni
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By Ramyrez 2017-07-27 14:22:57  
Nadleeh Sakurai said: »
Could surely go dor some fish, tacos or or sushi or somethig

No can do. Today is eggs, bacon, and biscuits for dinner.

Maybe hash browns if I feel like shredding potatoes.
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By Nadleeh Sakurai 2017-07-27 20:06:53  
actually ended up eating 2 cheeseburgers
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By volkom 2017-07-27 20:47:05  
Ramyrez said: »
volkom said: »
talked to the loan lady today, she thinks i can qualify but wants me to get another credit card cuz i only have 1 line of credit :|



Does she, by chance, want you to get a credit card with her bank/organization?

Because you should be doing absolutely nothing that will ding your credit before applying for your home loan. Yes, it hurts your credit score to have minimal credit accounts. But dinging your score before you apply for big loans is usually a no-no.

No she didn't suggest to get a c.c with her bank/organization. Her concern was that since I have one line of credit it has a high chance to be perceived as risky to the mortgage company. But she does believe I shouldn't have a problem qualifying with that extra line of credit.

Anywho I got the housing contract and I'm going through it now. Going to put the earnest payment down tomorrow:O
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By Ramyrez 2017-07-28 09:43:15  
Hrm. Like I said. I get it in theory, but everything I've ever read states that you should not do that. Ah well. Whatever gets you what you need. Take luck!
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By Nadleeh Sakurai 2017-07-31 08:38:21  
open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open
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By Nadleeh Sakurai 2017-07-31 12:52:54  
 Shiva.Spathaian
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By Shiva.Spathaian 2017-07-31 13:12:14  
"I'm not going to spend money at this convention" - Spath Sometime Last week.

"I don't need another sword" - Probably Spath sometime on Saturday.

"Hey, I bought a sword" - Spath, 5 minutes later

>.> At least it's not just a display sword this time.
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By Nadleeh Sakurai 2017-07-31 19:34:00  
nice
 Ragnarok.Hevans
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By Ragnarok.Hevans 2017-07-31 20:36:16  
Ramyrez said: »
Hrm. Like I said. I get it in theory, but everything I've ever read states that you should not do that. Ah well. Whatever gets you what you need. Take luck!

once they are actually finalizing your loan you don't want to buy anything with credit. a new credit card would ding him slightly on a credit check, but a new line of credit would boost him via "available credit". i think it's silly to suggest overall since a new credit line with no history wont do much. would also take a month or two for it to impact the score. ask them if you can show a payment history on something like a cellphone, car insurance, or rent at other places. anything that shows a consistent payment history. they legit checked with geico when i got my house to show like 10 years of on time payments. anything helps the mortgage company feel more comfortable is a win for you.
By volkom 2017-07-31 20:39:31  
Ragnarok.Hevans said: »
Ramyrez said: »
Hrm. Like I said. I get it in theory, but everything I've ever read states that you should not do that. Ah well. Whatever gets you what you need. Take luck!

once they are actually finalizing your loan you don't want to buy anything with credit. a new credit card would ding him slightly on a credit check, but a new line of credit would boost him via "available credit". i think it's silly to suggest overall since a new credit line with no history wont do much. would also take a month or two for it to impact the score. ask them if you can show a payment history on something like a cellphone, car insurance, or rent at other places. anything that shows a consistent payment history. they legit checked with geico when i got my house to show like 10 years of on time payments. anything helps the mortgage company feel more comfortable is a win for you.

the mortgage lender group sent a pre-qual letter to the housing developer lady...so iono i guess everything is working out so far :s
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By Nadleeh Sakurai 2017-08-02 11:37:21  
Good chinese on monday
Taco tuesday
Italian wed

Yup
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By Shiva.Spathaian 2017-08-02 11:41:07  
I've got this!

Node 305

I miss everyone. :<
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By Nadleeh Sakurai 2017-08-03 17:43:22  
Sushi Thursday
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By Nadleeh Sakurai 2017-08-04 09:35:07  
Dance and pizza friday
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By Nadleeh Sakurai 2017-08-07 10:35:50  
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By Nadleeh Sakurai 2017-08-08 10:41:52  
It is Aug 8th. where the heck are you, you jerks.
 Shiva.Spathaian
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By Shiva.Spathaian 2017-08-08 12:33:07  
Nadleeh Sakurai said: »
It is Aug 8th. where the heck are you, you jerks.
At this point I think it's safe to assume they all died.

We may need to begin rebuilding our government and populace.

*hammers down a "We're Hiring" sign on the front lawn*
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By Ramyrez 2017-08-08 12:48:43  
Shiva.Spathaian said: »
We may need to begin rebuilding our government and populace.

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By Nadleeh Sakurai 2017-08-08 14:51:49  
Sounds like a plan !

Party hard !
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By volkom 2017-08-08 20:35:20  
i have no clue whats happening or where everyone is.

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By Ramyrez 2017-08-09 07:55:08  
MY TURN.

Node 305
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 Shiva.Spathaian
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By Shiva.Spathaian 2017-08-09 09:16:59  
Ramy is on the ball today~
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By Ramyrez 2017-08-09 09:24:52  
Shiva.Spathaian said: »
Ramy is on the ball today~

I've always just left it to Nik or Meshi. Due to the way my office orders early so they have time to prepare our large order, I had to be thinking about my Ritual Chinese Snackrifice way back at breakfast time.
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 Lakshmi.Zerowone
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By Lakshmi.Zerowone 2017-08-09 09:43:37  
I bought some general tso on my way into the office.

Also, where is Lancaster PA?
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By Ramyrez 2017-08-09 09:57:00  
Lakshmi.Zerowone said: »
I bought some general tso on my way into the office.

Also, where is Lancaster PA?

About an hour West-Southwest of Philly.

Pretty darn close to Meshi, I think?

Also, about 3.5-4 hours East-Southeast of me.
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By Shiva.Spathaian 2017-08-09 09:59:17  
Ramyrez said: »
Shiva.Spathaian said: »
Ramy is on the ball today~

I've always just left it to Nik or Meshi. Due to the way my office orders early so they have time to prepare our large order, I had to be thinking about my Ritual Chinese Snackrifice way back at breakfast time.
I really should try to convince my office to adopt Chinese Wednesday as a weekly holiday. They love food days anyway (we seem to have one every two weeks) I don't think they'd mind the idea of ordering in some Chinese.

Actually... I could see it being super easy to convince a bunch of them because it seems like everyone is cozying up to me lately...

... ***now I'm getting paranoid that I'm gonna be put on something I don't wanna be. >.>
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By Ramyrez 2017-08-09 10:09:26  
Shiva.Spathaian said: »
Actually... I could see it being super easy to convince a bunch of them because it seems like everyone is cozying up to me lately...

... ***now I'm getting paranoid that I'm gonna be put on something I don't wanna be. >.>

"Good idea! Let's all order Chinese!"

*everyone looks at Spath*

I suggest right now you start keeping a lot of small bills at your desk on Wednesdays. No one brings singles. No one.
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By Nadleeh Sakurai 2017-08-09 11:25:20  
Chinese wed? Time flies.

Parker! Go catch some time back and put it in a cage !
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By Ramyrez 2017-08-09 12:01:18  
Nadleeh Sakurai said: »
Time flies.

Remember, kids. There's still time this summer for your vacataion!

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