Leviathan.Kuryomi said:
»yah i dont got the funds to out right make a relic, or even do it quickly. The best i could do on a relic is about 3 months.
I'm pretty sure what Austar meant is that if you intend farm up dynamis currency anyway, you could convert the currency to gil and purchase the ingredients for 99 vere. In less dynamis runs than it would take to farm a complete relic I'm pretty sure. So the choice of which to make is still fairly unrelated to whether you currently have money or not.
I don't know what prices are like on other servers, but on Valefor the Heavy Metal Plates for 90 to 95 Vere would cost roughly as much as buying all the currency for one and a half Spharai.
1 Byne Bill: 7.5K x 10400 = 78 mil
O. Bronzepiece: 7.8K x 1400 = 10.92 mil
T. Whiteshell: 6K x 6100 = 36.6 mil
Total price = 125.52 mil
Heavy Metal Plate: 120K x 1500 = 180 mil
Riftcinder: 900K x 60 = 54 mil
Total price = 234 mil
Personally I would rather build 2 relics than get the
relatively small increase 90 to 99 will give my Verethragna.
As to the OP's question, my vote goes to Verethragna. As others have said the main times to use Monk is when you'll get buffs. So unless you plan to do some hardcore soloing Vere will handle your solo needs just fine.