Aledacia said:
Don't forget, your summoning magic skill will suffer if you wait til LV20. :s It will really suck once you have to start soloing for EXP.
Could always use Carbuncle blood pacts to level summoning in the meanwhile :p
In anycase, I know a lot of smn's who waited till 20 to acquire the rest of their avatars, but I find it FAR more beneficial to just increase fame and do the bigger fights, because:
A. they're more fun
B. you can repeat them easily for 10k thereafter
C. you need to do them anyway in order to collect the whispers for Fenrir
D. Fenrir's an AWESEOME avatar to have starting out, I found he was the only one who did quasi-decent damage in the Dunes, with an added bonus of potentially blinding or paralyzing the target.
Fame's not that difficult to acquire either, just spam repeatable quests, they're easy as sin! Buy like 20 stacks of millioncorn from a vender in whitegate, and trade em 3 at a time to the sheep dude in Selbina, you'll increase your fame rank in both Sandy and Bastok by one rank a day, sooo easy! Of course the other nations have easy repeatable quests too :p